Credit cards provide us with a great deal of convenience in our day to day lives. Instead of having to carry around our checkbook, or constantly run to the ATM to make sure we have enough cash for our shopping, we can just use a credit card.
In addition, you’re protected against unauthorized credit card use (even if it’s a bit of a hassle to get those protections), whereas if you lose a wallet full of cash then there’s a good chance you’ll never see that money again. Many credit cards also provide extended warranties on products that you... Articles Tagged ‘credit card advice’
Do You Know How Much You’re Paying in Credit Card Fees?
Credit cards provide us with a great deal of convenience in our day to day lives. Instead of having to carry around our checkbook, or constantly run to the ATM to make sure we have enough cash for our shopping, we can just use a credit card.
In addition, you’re protected against unauthorized credit card use (even if it’s a bit of a hassle to get those protections), whereas if you lose a wallet full of cash then there’s a good chance you’ll never see that money again. Many credit cards also provide extended warranties on products that you...
Thursday, February 12th, 2015
Credit cards provide us with a great deal of convenience in our day to day lives. Instead of having to carry around our checkbook, or constantly run to the ATM to make sure we have enough cash for our shopping, we can just use a credit card.
In addition, you’re protected against unauthorized credit card use (even if it’s a bit of a hassle to get those protections), whereas if you lose a wallet full of cash then there’s a good chance you’ll never see that money again. Many credit cards also provide extended warranties on products that you... How the Recent Retail Hacks Affect Your Financial Security
The biggest story coming out of the 2013 holiday shopping season wasn’t a wildly popular toy, new model of smartphone or even the crush of shoppers on Black Friday. The biggest story was the major credit card data breach that occurred at some of the most popular retailers in the United States.
The highest profile example involves Target, and individuals who shopped at U.S. Target stores between November 27 and December 15 had their credit and debit card information stolen – approximately 40 million card numbers in all. Additional data breaches at Nieman Marcus and other retailers resulted in millions...
Thursday, April 24th, 2014
The biggest story coming out of the 2013 holiday shopping season wasn’t a wildly popular toy, new model of smartphone or even the crush of shoppers on Black Friday. The biggest story was the major credit card data breach that occurred at some of the most popular retailers in the United States.
The highest profile example involves Target, and individuals who shopped at U.S. Target stores between November 27 and December 15 had their credit and debit card information stolen – approximately 40 million card numbers in all. Additional data breaches at Nieman Marcus and other retailers resulted in millions... How to Use Social Media to Get More Value From Your Credit Card
Social media began as a way to connect with other people in your local community. The phenomenon quickly spread and soon people all over the world were communicating online. Businesses got in on the action and began to market their products and services through social media. Throughout this transition, consumers have gained a tremendous amount of power.
You too can use social networking sites like Facebook, Twitter and Foursquare to leverage your credit card account and save money.
Here is some credit card advice on ways you can extract the maximum value from your credit cards by strategically using...
Wednesday, February 5th, 2014
Social media began as a way to connect with other people in your local community. The phenomenon quickly spread and soon people all over the world were communicating online. Businesses got in on the action and began to market their products and services through social media. Throughout this transition, consumers have gained a tremendous amount of power.
You too can use social networking sites like Facebook, Twitter and Foursquare to leverage your credit card account and save money.
Here is some credit card advice on ways you can extract the maximum value from your credit cards by strategically using... Signs You’ve Been a Victim of Credit Card Fraud
You’ve read about it. You’ve heard about it. But credit card fraud happens to other people, not to you, right? Unfortunately, According to Javelin Strategy & Research, in 2011 there were 9.64 million people who were victimized by fraud where someone used their credit card or credit card number without their authorization. If you don’t catch the fraud quickly, the debt can add up and become a real headache.
There are many reasons to review your credit card statement each month. Of course you want to track your expenses and stay on budget. However, another critical reason to review your...
Friday, January 24th, 2014
You’ve read about it. You’ve heard about it. But credit card fraud happens to other people, not to you, right? Unfortunately, According to Javelin Strategy & Research, in 2011 there were 9.64 million people who were victimized by fraud where someone used their credit card or credit card number without their authorization. If you don’t catch the fraud quickly, the debt can add up and become a real headache.
There are many reasons to review your credit card statement each month. Of course you want to track your expenses and stay on budget. However, another critical reason to review your... How To Cut Back On Credit Card Spending?
Many people have problems managing their credit card spending. But while there’s certainly no shortage of advice on how to cut back spending, some of these tactics may have limited value in the real world.
For example, one common piece of advice is to cut up your credit cards. Cutting up the card will certainly help you curb your spending, but it precludes you from using your credit card in situations where using cash or some other method of payment is impractical (such as renting a car or buying airline tickets).
Instead, consider the following three foolproof tactics to help...
Wednesday, October 16th, 2013
Many people have problems managing their credit card spending. But while there’s certainly no shortage of advice on how to cut back spending, some of these tactics may have limited value in the real world.
For example, one common piece of advice is to cut up your credit cards. Cutting up the card will certainly help you curb your spending, but it precludes you from using your credit card in situations where using cash or some other method of payment is impractical (such as renting a car or buying airline tickets).
Instead, consider the following three foolproof tactics to help... How to Monitor Your Credit for Less Money
Your credit report is one of the foundations of your financial future because lenders use it to determine whether to extend credit to you, and how much to charge you for that credit. Having too much negative information on your credit report could lead to your having to pay higher interest rates on your home mortgage, car loan and credit cards, or perhaps not even being able to get those loans in the first place.
You need to be on the lookout for inaccurate information that appears on your report, and any unauthorized attempts to use your credit record to...
Friday, June 21st, 2013
Your credit report is one of the foundations of your financial future because lenders use it to determine whether to extend credit to you, and how much to charge you for that credit. Having too much negative information on your credit report could lead to your having to pay higher interest rates on your home mortgage, car loan and credit cards, or perhaps not even being able to get those loans in the first place.
You need to be on the lookout for inaccurate information that appears on your report, and any unauthorized attempts to use your credit record to... Best Credit Card Advice to Follow and Share
You probably use your credit card quite often, perhaps even multiple times each day. We’ve become accustomed to using our credit cards to buy groceries, gasoline, and even to buy fast food through the drive through window. For many individuals, the credit card has replaced the checking account as the primary management tool for their monthly budgets.
Given the prominence that credit cards have taken on, it’s essential that that you follow the best practices with respect to those accounts.
Here is some credit card advice on some of the top tips for using and managing your credit cards to...
Monday, June 3rd, 2013
You probably use your credit card quite often, perhaps even multiple times each day. We’ve become accustomed to using our credit cards to buy groceries, gasoline, and even to buy fast food through the drive through window. For many individuals, the credit card has replaced the checking account as the primary management tool for their monthly budgets.
Given the prominence that credit cards have taken on, it’s essential that that you follow the best practices with respect to those accounts.
Here is some credit card advice on some of the top tips for using and managing your credit cards to... What is a Foreign Transaction Fee and How to Avoid it When Traveling Abroad?
Your credit card can be a great help at easing the stress of international travel. You’ll be able to reserve cars and hotels with a minimum of hassle, not have to worry about losing a wallet or purse full of cash, and you’ll have an accurate record of all your spending when you return home.
But unless you travel abroad a lot, you might not be aware of the foreign transaction fees that may apply to much of your overseas spending.
Here is a brief explanation on what foreign transaction fees are all about, and some steps you can take...
Thursday, May 30th, 2013
Your credit card can be a great help at easing the stress of international travel. You’ll be able to reserve cars and hotels with a minimum of hassle, not have to worry about losing a wallet or purse full of cash, and you’ll have an accurate record of all your spending when you return home.
But unless you travel abroad a lot, you might not be aware of the foreign transaction fees that may apply to much of your overseas spending.
Here is a brief explanation on what foreign transaction fees are all about, and some steps you can take... It’s Time For Your Annual Credit Report – What You Need to Know
Your credit report is the single most important financial document when it comes to determining how much you’ll have to pay in interest and fees whenever you borrow money. Because you’re likely to end up borrowing hundreds of thousands of dollars or more over the course of your adult life (in the form of home mortgages, car loans, credit cards and other consumer debt), it’s important to be active in managing your report.
Of course, managing your credit means that you need to know exactly what your report contains, so many individuals choose to review their reports on an annual...
Tuesday, April 23rd, 2013
Your credit report is the single most important financial document when it comes to determining how much you’ll have to pay in interest and fees whenever you borrow money. Because you’re likely to end up borrowing hundreds of thousands of dollars or more over the course of your adult life (in the form of home mortgages, car loans, credit cards and other consumer debt), it’s important to be active in managing your report.
Of course, managing your credit means that you need to know exactly what your report contains, so many individuals choose to review their reports on an annual... Simple Tips to Build Credit from Scratch
Trying to build good credit from scratch has often become such a challenge that it almost seems like a bad joke. Some individuals find that their lack of a credit history often serves as a basis for being rejected for a new credit card, car loan or home mortgage. Of course, having one or more of these accounts is the best way to build a credit history in the first place.
Fortunately, there are other ways to build your initial credit history, and make it more likely that you’ll be approved for credit cards and loans in the future.
Here...
Monday, March 25th, 2013
Trying to build good credit from scratch has often become such a challenge that it almost seems like a bad joke. Some individuals find that their lack of a credit history often serves as a basis for being rejected for a new credit card, car loan or home mortgage. Of course, having one or more of these accounts is the best way to build a credit history in the first place.
Fortunately, there are other ways to build your initial credit history, and make it more likely that you’ll be approved for credit cards and loans in the future.
Here... 
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