Articles Tagged ‘credit cards’

How the Recent Retail Hacks Affect Your Financial Security
Thursday, April 24th, 2014
How the Recent Retail Hacks Affect Your Financial SecurityThe biggest story coming out of the 2013 holiday shopping season wasn’t a wildly popular toy, new model of smartphone or even the crush of shoppers on Black Friday. The biggest story was the major credit card data breach that occurred at some of the most popular retailers in the United States. The highest profile example involves Target, and individuals who shopped at U.S. Target stores between November 27 and December 15 had their credit and debit card information stolen – approximately 40 million card numbers in all. Additional data breaches at Nieman Marcus and other retailers resulted in millions...

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Best Credit Card Advice to Follow and Share
Monday, June 3rd, 2013
Best Credit Card Advice to Follow and ShareYou probably use your credit card quite often, perhaps even multiple times each day. We’ve become accustomed to using our credit cards to buy groceries, gasoline, and even to buy fast food through the drive through window. For many individuals, the credit card has replaced the checking account as the primary management tool for their monthly budgets. Given the prominence that credit cards have taken on, it’s essential that that you follow the best practices with respect to those accounts. Here is some credit card advice on some of the top tips for using and managing your credit cards to...

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Secrets About Credit Cards That Lenders Don’t Want You to Know
Wednesday, July 18th, 2012
Most credit card companies do a good job at publicizing the features that they believe give them an advantage over other credit cards. Sometimes this is a low interest rate, other times it may be concierge or other high end services that come included with the card. But there are probably some aspects and features to your credit card that aren’t quite so well publicized. You need to take all of these factors into consideration when you’re looking for a new card, or deciding whether to close an existing account. Here is some credit card advice about a few of the...

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10 Tips to Improve Your Personal Credit Score
Friday, November 18th, 2011
10 Tips to Improve Your Personal Credit ScoreWe all have a lot of important numbers in our lives, but when it comes to borrowing money, your credit score is one of the most important. Credit scores are something of an enigma to the average consumer, because we don’t have free access to them like we do our credit reports. But you can find out your credit score by paying a small fee, and there are also online calculators that will help you estimate it based on your credit history. In order to borrow money from many lenders, you’ll need a credit score of at least 620. And...

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How to Compare Credit Cards to Find the Best One for You
Monday, March 14th, 2011
Generally speaking, it pays to comparison shop. Credit cards are no exception to this rule. Some cards offer lower interest rates and better perks than others. And different cards are created with different types of cardholders in mind. With all of the different cards out there, finding the right one for you can be tricky. Without knowing what to look for, and how to compare the various offerings, the number of choices can seem overwhelming. With all of the different cards out there, finding the right one for you can be tricky. Without knowing what to look for, and how...

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Why to Use Your Credit Card When Traveling?
Tuesday, February 1st, 2011
Why to Use Your Credit Card When TravelingOver the past few years most people have realized the dangers of using a credit card for purchases. In addition to identity theft, there’s the very real risk of spending too much and going into debt. However, when traveling, whether abroad or locally, using your credit card offers a number of benefits. These benefits range from safety to saving money. Traveling can be a harrowing experience or it can be a relaxing and enjoyable experience. A credit card can make all the difference. Here is some advice on the benefits of using your credit card when traveling.
  • Rewards. Frequent flyer...

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  • How To Make Money Using Credit Cards
    Wednesday, December 1st, 2010
    Even if you don’t know the exact numbers off the top of your head, you probably know that paying interest and fees to your credit card companies can really add up. We practically accept it as a fact of life that we’re going to have to pay something for the convenience of our credit cards. But did you know that if you manage your account properly, you can actually make money from your credit cards? The concepts behind making money from your credit cards are quite straightforward. You need to minimize the expenses you pay, and at...

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