Trying to build good credit from scratch has often become such a challenge that it almost seems like a bad joke. Some individuals find that their lack of a credit history often serves as a basis for being rejected for a new credit card, car loan or home mortgage. Of course, having one or more of these accounts is the best way to build a credit history in the first place.
Fortunately, there are other ways to build your initial credit history, and make it more likely that you’ll be approved for credit cards and loans in the future.
Here... Articles Tagged ‘first credit card’
Simple Tips to Build Credit from Scratch
Trying to build good credit from scratch has often become such a challenge that it almost seems like a bad joke. Some individuals find that their lack of a credit history often serves as a basis for being rejected for a new credit card, car loan or home mortgage. Of course, having one or more of these accounts is the best way to build a credit history in the first place.
Fortunately, there are other ways to build your initial credit history, and make it more likely that you’ll be approved for credit cards and loans in the future.
Here...
Monday, March 25th, 2013
Trying to build good credit from scratch has often become such a challenge that it almost seems like a bad joke. Some individuals find that their lack of a credit history often serves as a basis for being rejected for a new credit card, car loan or home mortgage. Of course, having one or more of these accounts is the best way to build a credit history in the first place.
Fortunately, there are other ways to build your initial credit history, and make it more likely that you’ll be approved for credit cards and loans in the future.
Here... How to Get Your First Credit Card
Monday, June 11th, 2012
There are many different rites of passage that individuals use to measure their achievements in the financial world. A child getting their first savings account, a student paying off their student loans, and getting approved for a first home mortgage are all notable milestones.
For many people, you can probably add getting their first credit card to that list of achievements. Unfortunately, it’s not always easy to obtain your first credit card, and the path to doing so is not always clear. For many people it’s difficult to establish creditworthiness if they’ve never had credit extended to them before.
Here is...
How to Get a Student Their First Credit Card?
As your student begins his or her new life on campus, they’ll need to be much more responsible for their own life as compared to when they were still living at home. Many of these new responsibilities will include taking care of themselves and making sure that they satisfy their academic obligations. But another aspect of this new independence will be financial.
Even students who live in dorms need to be able to manage the financial components of their lives. Since much of adult life involves the use of credit cards (even if it’s just for convenience or financial tracking...
Monday, April 23rd, 2012
As your student begins his or her new life on campus, they’ll need to be much more responsible for their own life as compared to when they were still living at home. Many of these new responsibilities will include taking care of themselves and making sure that they satisfy their academic obligations. But another aspect of this new independence will be financial.
Even students who live in dorms need to be able to manage the financial components of their lives. Since much of adult life involves the use of credit cards (even if it’s just for convenience or financial tracking... Information and Advice on How to Get Your First Credit Card
Credit cards have become an indispensable part of modern-day life. They certainly make it much easier for common transactions (like paying for gas directly at the pump), but they’ve also become practically mandatory for transactions such as renting a car or hotel room.
In recent years it’s become more difficult for young adults to obtain their first credit card. Not only have some credit card companies been taking a closer look at their applicants and being more selective in granting cards, but recent legislation has made it more difficult for students to get their first credit cards while still in...
Friday, January 20th, 2012
Credit cards have become an indispensable part of modern-day life. They certainly make it much easier for common transactions (like paying for gas directly at the pump), but they’ve also become practically mandatory for transactions such as renting a car or hotel room.
In recent years it’s become more difficult for young adults to obtain their first credit card. Not only have some credit card companies been taking a closer look at their applicants and being more selective in granting cards, but recent legislation has made it more difficult for students to get their first credit cards while still in... When Should Your Child Get a Credit Card?
Credit cards are among the most beloved inventions of the twentieth century. They make purchasing items on credit a simple matter of swiping and signing. Unfortunately, many credit card users have found that they make it a little too easy. An alarming number of people, including a great many young adults, have found themselves over their heads in credit card debt.
Kids are often eager to get their first piece of plastic, but the Credit Card Act of 2009 has made it more difficult. Those under 21 must now prove that they have sufficient income to pay the bill or...
Wednesday, September 7th, 2011
Credit cards are among the most beloved inventions of the twentieth century. They make purchasing items on credit a simple matter of swiping and signing. Unfortunately, many credit card users have found that they make it a little too easy. An alarming number of people, including a great many young adults, have found themselves over their heads in credit card debt.
Kids are often eager to get their first piece of plastic, but the Credit Card Act of 2009 has made it more difficult. Those under 21 must now prove that they have sufficient income to pay the bill or... 
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