Many of us receive offers in the mail every week to open up new credit card accounts. Sometimes these offers come with a bonus for signing up for a new account. Often this bonus is a preferable interest rate (potentially even a 0% rate) for any existing credit card balances that you transfer into the new account. For credit cards that have a rewards program, a common sign-up bonus is to award a fixed number of miles or points for opening a new account.
The prospect of a low or 0% interest rate (or getting thousands of points or miles...
Articles Tagged ‘credit card fees’
Opening a New Credit Card for the Sign-up Bonus
Many of us receive offers in the mail every week to open up new credit card accounts. Sometimes these offers come with a bonus for signing up for a new account. Often this bonus is a preferable interest rate (potentially even a 0% rate) for any existing credit card balances that you transfer into the new account. For credit cards that have a rewards program, a common sign-up bonus is to award a fixed number of miles or points for opening a new account.
The prospect of a low or 0% interest rate (or getting thousands of points or miles...
Thursday, April 5th, 2012
Many of us receive offers in the mail every week to open up new credit card accounts. Sometimes these offers come with a bonus for signing up for a new account. Often this bonus is a preferable interest rate (potentially even a 0% rate) for any existing credit card balances that you transfer into the new account. For credit cards that have a rewards program, a common sign-up bonus is to award a fixed number of miles or points for opening a new account.
The prospect of a low or 0% interest rate (or getting thousands of points or miles...
Watch Out for Hidden Fees on Your Credit Card
There’s always a concern that we’re getting hit with “hidden” fees on our credit card accounts. The fees aren’t actually hidden, of course, since the current laws governing credit card companies make it virtually impossible to impose any fees that we were not made aware of or agreed to.
The problem is that many times we agree to credit card terms without actually reading or understanding what we are agreeing to. In those cases, while the fees might not have been “hidden,” they can certainly come as a surprise.
Here is some credit card advice and information about some of...
Wednesday, February 8th, 2012
There’s always a concern that we’re getting hit with “hidden” fees on our credit card accounts. The fees aren’t actually hidden, of course, since the current laws governing credit card companies make it virtually impossible to impose any fees that we were not made aware of or agreed to.
The problem is that many times we agree to credit card terms without actually reading or understanding what we are agreeing to. In those cases, while the fees might not have been “hidden,” they can certainly come as a surprise.
Here is some credit card advice and information about some of...
Watch Out for Credit Card Fees
Credit card companies find ingenious ways to get extra money out of cardholders — and they're all legal. If you haven't reviewed your account statement lately or read the fine print on the fee-disclosure booklet, you may be surprised to know how much you're really paying.
For example: Pay the bill one day late and you could incur a penalty of $25. The same thing could happen if you go over your credit limit. (If you're a good customer they won't decline the transaction, they'll just charge you extra for it.) Such minor "transgressions" can also bump you to a...
Tuesday, February 17th, 2009
Credit card companies find ingenious ways to get extra money out of cardholders — and they're all legal. If you haven't reviewed your account statement lately or read the fine print on the fee-disclosure booklet, you may be surprised to know how much you're really paying.
For example: Pay the bill one day late and you could incur a penalty of $25. The same thing could happen if you go over your credit limit. (If you're a good customer they won't decline the transaction, they'll just charge you extra for it.) Such minor "transgressions" can also bump you to a...





