Credit cards provide us with a great deal of convenience in our day to day lives. Instead of having to carry around our checkbook, or constantly run to the ATM to make sure we have enough cash for our shopping, we can just use a credit card.
In addition, you’re protected against unauthorized credit card use (even if it’s a bit of a hassle to get those protections), whereas if you lose a wallet full of cash then there’s a good chance you’ll never see that money again. Many credit cards also provide extended warranties on products that you... Articles Tagged ‘credit card fees’
Do You Know How Much You’re Paying in Credit Card Fees?
Credit cards provide us with a great deal of convenience in our day to day lives. Instead of having to carry around our checkbook, or constantly run to the ATM to make sure we have enough cash for our shopping, we can just use a credit card.
In addition, you’re protected against unauthorized credit card use (even if it’s a bit of a hassle to get those protections), whereas if you lose a wallet full of cash then there’s a good chance you’ll never see that money again. Many credit cards also provide extended warranties on products that you...
Thursday, February 12th, 2015
Credit cards provide us with a great deal of convenience in our day to day lives. Instead of having to carry around our checkbook, or constantly run to the ATM to make sure we have enough cash for our shopping, we can just use a credit card.
In addition, you’re protected against unauthorized credit card use (even if it’s a bit of a hassle to get those protections), whereas if you lose a wallet full of cash then there’s a good chance you’ll never see that money again. Many credit cards also provide extended warranties on products that you... What is a Foreign Transaction Fee and How to Avoid it When Traveling Abroad?
Your credit card can be a great help at easing the stress of international travel. You’ll be able to reserve cars and hotels with a minimum of hassle, not have to worry about losing a wallet or purse full of cash, and you’ll have an accurate record of all your spending when you return home.
But unless you travel abroad a lot, you might not be aware of the foreign transaction fees that may apply to much of your overseas spending.
Here is a brief explanation on what foreign transaction fees are all about, and some steps you can take...
Thursday, May 30th, 2013
Your credit card can be a great help at easing the stress of international travel. You’ll be able to reserve cars and hotels with a minimum of hassle, not have to worry about losing a wallet or purse full of cash, and you’ll have an accurate record of all your spending when you return home.
But unless you travel abroad a lot, you might not be aware of the foreign transaction fees that may apply to much of your overseas spending.
Here is a brief explanation on what foreign transaction fees are all about, and some steps you can take... What’s a Better Approach, One Credit Card with a High Limit or Multiple Credit Cards?
Wednesday, November 7th, 2012
Even though the recent credit crunch has made it quite difficult for some individuals to get a new home loan, or even to refinance their existing mortgage, one area of lending remains vibrant; the credit card industry. Individuals with a relatively strong credit history will find that they have a number of different options available to them for credit cards.
One choice you’ll have to make is whether to use a single credit card with a high limit for all your purchasing activity, or to spread that activity out over multiple credit card accounts.
Here is some credit card advice on...
Opening a New Credit Card for the Sign-up Bonus
Thursday, April 5th, 2012
Many of us receive offers in the mail every week to open up new credit card accounts. Sometimes these offers come with a bonus for signing up for a new account. Often this bonus is a preferable interest rate (potentially even a 0% rate) for any existing credit card balances that you transfer into the new account. For credit cards that have a rewards program, a common sign-up bonus is to award a fixed number of miles or points for opening a new account.
The prospect of a low or 0% interest rate (or getting thousands of points or miles...
Watch Out for Hidden Fees on Your Credit Card
There’s always a concern that we’re getting hit with “hidden” fees on our credit card accounts. The fees aren’t actually hidden, of course, since the current laws governing credit card companies make it virtually impossible to impose any fees that we were not made aware of or agreed to.
The problem is that many times we agree to credit card terms without actually reading or understanding what we are agreeing to. In those cases, while the fees might not have been “hidden,” they can certainly come as a surprise.
Here is some credit card advice and information about some of...
Wednesday, February 8th, 2012
There’s always a concern that we’re getting hit with “hidden” fees on our credit card accounts. The fees aren’t actually hidden, of course, since the current laws governing credit card companies make it virtually impossible to impose any fees that we were not made aware of or agreed to.
The problem is that many times we agree to credit card terms without actually reading or understanding what we are agreeing to. In those cases, while the fees might not have been “hidden,” they can certainly come as a surprise.
Here is some credit card advice and information about some of... Watch Out for Credit Card Fees
Credit card companies find ingenious ways to get extra money out of cardholders — and they're all legal. If you haven't reviewed your account statement lately or read the fine print on the fee-disclosure booklet, you may be surprised to know how much you're really paying.
For example: Pay the bill one day late and you could incur a penalty of $25. The same thing could happen if you go over your credit limit. (If you're a good customer they won't decline the transaction, they'll just charge you extra for it.) Such minor "transgressions" can also bump you to a...
Tuesday, February 17th, 2009
Credit card companies find ingenious ways to get extra money out of cardholders — and they're all legal. If you haven't reviewed your account statement lately or read the fine print on the fee-disclosure booklet, you may be surprised to know how much you're really paying.
For example: Pay the bill one day late and you could incur a penalty of $25. The same thing could happen if you go over your credit limit. (If you're a good customer they won't decline the transaction, they'll just charge you extra for it.) Such minor "transgressions" can also bump you to a... 
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