How to Use Social Media to Get More Value From Your Credit Card ››

How to Use Social Media to Get More Value From Your Credit CardSocial media began as a way to connect with other people in your local community. The phenomenon quickly spread and soon people all over the world were communicating online. Businesses got in on the action and began to market their products and

Signs You’ve Been a Victim of Credit Card Fraud ››

Signs You’ve Been a Victim of Credit Card FraudYou’ve read about it. You’ve heard about it. But credit card fraud happens to other people, not to you, right? Unfortunately, According to Javelin Strategy & Research, in 2011 there were 9.64 million people who were victimized by fraud where someone used

How To Cut Back On Credit Card Spending? ››

How To Cut Back On Credit Card SpendingMany people have problems managing their credit card spending. But while there’s certainly no shortage of advice on how to cut back spending, some of these tactics may have limited value in the real world. For example, one common piece of advice is

How to Monitor Your Credit for Less Money ››

How to Monitor Your Credit for Less MoneyYour credit report is one of the foundations of your financial future because lenders use it to determine whether to extend credit to you, and how much to charge you for that credit. Having too much negative information on your credit report

What is a Foreign Transaction Fee and How to Avoid it When Traveling Abroad? ››

What is a Foreign Transaction Fee and How to Avoid it When Traveling AbroadYour credit card can be a great help at easing the stress of international travel. You’ll be able to reserve cars and hotels with a minimum of hassle, not have to worry about losing a wallet or purse full of cash, and

It’s Time For Your Annual Credit Report – What You Need to Know ››

Time For Your Annual Credit Report What You Need to KnowYour credit report is the single most important financial document when it comes to determining how much you’ll have to pay in interest and fees whenever you borrow money. Because you’re likely to end up borrowing hundreds of thousands of dollars or

Simple Tips to Build Credit from Scratch ››

Simple Tips to Build Credit from ScratchTrying to build good credit from scratch has often become such a challenge that it almost seems like a bad joke. Some individuals find that their lack of a credit history often serves as a basis for being rejected for a new

6 Credit Hits That Can Lower a Credit Score by 100 Points or More ››

6 Credit Hits That Can Lower a Credit Score by 100 Points or MoreYour credit score is quite possibly the single most important measure of your creditworthiness when you’re applying for a new loan or credit card. Home mortgage lenders and credit card companies will not only use your score to determine whether or not

Why Financial Institutions May Automatically Raise Your Credit Card Limit ››

Why Financial Institutions May Automatically Raise Your Credit Card LimitIt seems like some individuals are always searching for ways to increase the credit limits on their credit cards. The reasons for doing so are varied, and might include a desire for greater day to day purchasing power, the need for an