When you’re living paycheck to paycheck, it can be tough to pay more on your credit card debt than the minimum payment. However, the numbers show that even if you can only afford to pay a few dollars more each month, you →
Don’t Just Pay Your Minimum Credit Card Balance Monthly
When you’re living paycheck to paycheck, it can be tough to pay more on your credit card debt than the minimum payment. However, the numbers show that even if you can only afford to pay a few dollars more each month, you →
Why Balance Chasing Can Hurt Your Credit Score
First, let me explain what “balance chasing” means. If you own a credit card and carry a balance, you may have recently received a letter in the mail from your creditor telling you they’ve lowered your balance. Maybe you originally had a →
Check Your Credit Card Statement Regularly
Whether you receive your credit card statement through the mail or electronically it may not be a welcome piece of mail in most homes, but if it is not checked correctly or thoroughly credit card holders could be incurring more costs than →
How to Improve Your Credit Score
Credit score or FICO in the dumps? Need to pick it up fast? Buying a home? Applying for a job? Not to worry; here is some advice on how to improve your credit score.
Before I get to specifics, it’s important for you →
How To Avoid Credit Card Scams
It seems like today everyone wants to separate you from your hard-earned money. One way that they attempt to do that is through credit card scams. Here is some advice to avoid becoming a victim of a credit card scam.
Credit cards are →
Develop Good Credit Card Usage Habits
There are only a few things that you can truly call your own, and one of them is your good credit. Financial choices we make from the time we get our first job help determine if we are creating a good or →
5 Easy Ways To Reduce Credit Card Debt
Reduce Your Credit Card Balance
Debt is one of those things that we almost always intend to use with caution, but it doesn’t always work out that way. Sometimes we just get carried away and borrow more than we can easily repay. Many keep their debt at →
What to Do if Your Credit Card is Stolen?
A credit card is one of those things that many of us have a hard time living without. It makes shopping simpler, and it allows us to reserve things like rental cars and hotel rooms with ease. But when your credit card →
Developing a Debt Payment Program
You are an anomaly if you don’t have some sort of debt. But, that is a club that most people would rather not belong to. Do you want to get out of debt? Here is some advice on how to institute a →









