We all should know that having an emergency fund is of the utmost importance. If you put away some money for hard times, you won’t be as likely to fall behind when something unexpected happens. The peace of mind that affords is →
Credit Card as an Emergency Fund ››
We all should know that having an emergency fund is of the utmost importance. If you put away some money for hard times, you won’t be as likely to fall behind when something unexpected happens. The peace of mind that affords is →
Loading ...Airline Miles Credit Card ››
For anyone who travels a lot, airline miles credit cards are a great way to collect air miles. And if you travel frequently at all, you know how quickly airline miles add up. The only problem you may have once you have →
0 vote(s) Loading ...Cash Back Rewards ››
These days not many people are applying for credit cards. But if you are fortunate enough to be able to qualify, the type of credit card you choose is important. We don’t mean MasterCard or Visa, but the type of rewards program →
0 vote(s) Loading ...What is a Cash Back Credit Card? ››
It seems that every day we hear about the evils of credit cards. We hear horror stories about consumers who rack up mountains of debt, and can’t put a dent in it because of high interest rates. We hear about people having →
0 vote(s) Loading ...Retail Credit Cards ››
Credit cards can be helpful in many ways. They allow us to buy now and pay later, making it possible to buy things we couldn’t otherwise afford. They eliminate the need to carry large amounts of cash, and if they’re stolen the →
0 vote(s) Loading ...Holiday Credit Card Offers ››
If you think you have been bombarded with credit card offers throughout year, wait until the holiday season rolls around. Holidays bring more credit card offers than at any other time of the year. However, it doesn’t mean that it’s →
0 vote(s) Loading ...Balance Transfers Pros and Cons ››
If you’ve ever had credit in your name, there’s a good chance that you get credit card offers in the mail regularly. Some charge interest rates so ridiculous that it’s amazing they’re still in business. Others offer deals that seem too good →
Loading ...Compare Credit Versus Debit Cards ››
If you’re holding plastic in your purse or wallet, you may think all plastic is alike. Although there are similarities between debit cards and credit cards, there are also some major differences. When considering which to use, debit card versus credit cards, →
0 vote(s) Loading ...Reduce Your Credit Card Debt ››
According to the American Banker’s Association, the average American family carries $8,000 in credit card debt. While a lot of companies claim they can magically make this debt disappear, there’s no substitute for formulating a realistic plan to get it paid →
0 vote(s) Loading ...Dealing with a Debt Collection Agency ››
When debt collectors start calling, we might consider throwing the phone out the window. But that’s not the best way to deal with collection efforts. If you ignore them, they will keep calling for months or even years on end. And no →
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