For most of us, our credit cards are an important part of managing our overall finances. Provided that we don’t change our buying habits and purchase on credit unnecessarily, using credit cards can save us the hassle of using cash or checks. In addition, receiving a monthly statement from the credit card company makes it easy to review all the purchases you made in the prior month (and know what to adjust if you’re not meeting your budget). But credit cards need to be protected. Credit card fraud remains a significant problem, and even if the anti-fraud protections reduce our financial...

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