Articles Tagged ‘credit counseling’

What to Expect From a Credit Counseling Service
Tuesday, July 10th, 2012
Despite the fact that there is so much good financial information readily available online, some people prefer to seek out one-on-one interactions for financial guidance. This desire for individualized attention can be particularly strong if someone is experiencing financial difficulties. In light of the fact that so many individuals are experiencing financial problems these days, credit counseling services have become an increasingly popular option. While the fees charged by these services can vary widely, the process of going through credit counseling is usually quite similar across the different agencies. If you’ve never gone through it before, here’s some information and advice...

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Over Your Head in Credit Card Debt?
Tuesday, February 10th, 2009

If you have gotten over your head in credit card debt you are not alone. According to the FTC, there are four basic methods you can use to assist you with this: Credit Counseling, Debt Management Programs, Debt Consolidation, or Bankruptcy. While bankruptcy should only be considered only as a last choice, let’s review the first three programs that may be of significant help to you if you are in debt. 1) Credit Counseling: By selecting a reputable credit counseling service and talking with certified counselors, you may have the opportunity to learn how to budget properly and maintain...

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