Advice on Simple Steps to Build Your Credit ››

Advice on Simple Steps to Build Your CreditEven if you don’t plan to use credit cards very often, there are times you’ll be glad you have them (such as when you need to rent a car or reserve a hotel room for travel). In order to ensure that this

What To Do When Your Fiancée Has Bad Credit ››

What To Do When Your Fiancée Has Bad CreditWhen two people get married they each bring different things into the new relationship. Usually there’s a mix of good things and bad things that each person carries with them, and sometimes these things can be of a financial nature. But despite the

Why Was Your Credit Card Application Denied? ››

Why Was Your Credit Card Application DeniedEven if you’re in a good overall financial position, it’s still possible that you can get rejected when you apply for a new credit card. The approval process itself is something of a mystery, since the credit card companies don’t specify exactly

Should You Get A Loan To Pay Off Credit Card Debt? ››

Should You Get A Loan To Pay Off Credit Card DebtFor individuals who are struggling under the burden of too much debt, it’s the consumer-type debt – rather than home mortgage debt – that’s quite often the culprit. More specifically, these individuals are probably saddled with a level of credit card debt

Steps to Take to Protect Online Banking and Credit Card Passwords ››

Steps to Take to Protect Online Banking and Credit Card PasswordsModern-day banking is far more convenient than it was just a decade or two ago. We can manage our accounts, pay our bills and get account information without ever having to leave our computers. Most banks have also released outstanding mobile applications

6 Ways to Guard Against Credit Card Fraud ››

6 Ways to Guard Against Credit Card FraudCredit card fraud continues to be a significant problem throughout the U.S. Even though financial liability is limited for any unauthorized activity on an account, dealing with the fraud can cost a significant amount of time and stress. Furthermore, a compromised credit card

Credit Card Advice on How to Read A Credit Report ››

Credit Card Advice on How to Read A Credit ReportYour credit report and credit score are of the highest importance in maintaining healthy personal finances. Nearly all decisions on whether or not to extend credit to a prospective borrower are made with detailed calculations based on information contained in your credit

Credit Card Advice For College Students ››

Credit Card Advice For College StudentsJust before the recent financial crisis, it was incredibly easy for college students to open multiple credit card accounts while still in school, before they ever received their first paychecks. This “free for all” often led to significant financial problems for many

Debt Management vs. Debt Consolidation – What’s the Difference? ››

Debt Management vs. Debt Consolidation What’s the DifferenceIf you find yourself in a difficult financial situation, and you’ve unsuccessfully tried to work through the issues completely on your own, then you may start looking for help. Two possibilities you’re likely to hear our debt management and debt consolidation. If you’ve

Is Credit Card Consolidation a Good Idea? ››

Is Credit Card Consolidation a Good IdeaYou probably receive offers in your mailbox each month to open a new credit card account and consolidate all of your existing card balances. Sometimes the offers are quite tempting. You’ll likely be offered a very low (or even zero percent) interest