6 Credit Hits That Can Lower a Credit Score by 100 Points or More
Your credit score is quite possibly the single most important measure of your creditworthiness when you’re applying for a…
Why Financial Institutions May Automatically Raise Your Credit Card Limit
It seems like some individuals are always searching for ways to increase the credit limits on their credit cards….
What is an APR?
Any time you go shopping for a new home loan, car loan or credit card, you’re likely to encounter…
What is a Finance Charge?
After the market meltdown of late 2008 and early 2009, interest rates dropped to near historic lows. While these…
Advice on Making the Most of Your Credit Card in 2013
Many of us start each New Year by making resolutions to improve ourselves. These resolutions often relate to our…
How Often Does Your Credit Report Change?
Your credit report – and the credit score that’s calculated based on the information on your credit report –…
When is the Best Time to Get a Credit Report?
Your credit report is one of the most important documents when it comes to your financial identity. Any time…
Want a Credit Limit Increase? Understand the Effects
Even if you don’t normally carry a balance on your credit card, you may find that there are times…
What’s a Better Approach, One Credit Card with a High Limit or Multiple Credit Cards?
Even though the recent credit crunch has made it quite difficult for some individuals to get a new home…
3 Tips to Maximize Your Credit Card Rewards
Credit cards are often unfairly criticized as something harmful; something that allows people to overspend their income, or to…