Articles Tagged ‘rewards card’
Advice on Making the Most of Your Credit Card in 2013
Tuesday, December 18th, 2012
Many of us start each New Year by making resolutions to improve ourselves. These resolutions often relate to our health or spending time with our famines. Another common type of resolution relates to matters of personal finance. Since credit card debt and spending is an ongoing problem for many individuals, improving your credit card situation can be a great personal resolution for the coming year.
Reducing your level of credit card will likely be one component of your plan for the coming year, but there are also some other elements of your credit card spending and accounts that you...
What’s a Better Approach, One Credit Card with a High Limit or Multiple Credit Cards?
Wednesday, November 7th, 2012
Even though the recent credit crunch has made it quite difficult for some individuals to get a new home loan, or even to refinance their existing mortgage, one area of lending remains vibrant; the credit card industry. Individuals with a relatively strong credit history will find that they have a number of different options available to them for credit cards.
One choice you’ll have to make is whether to use a single credit card with a high limit for all your purchasing activity, or to spread that activity out over multiple credit card accounts.
Here is some credit card advice on...
Opening a New Credit Card for the Sign-up Bonus
Thursday, April 5th, 2012
Many of us receive offers in the mail every week to open up new credit card accounts. Sometimes these offers come with a bonus for signing up for a new account. Often this bonus is a preferable interest rate (potentially even a 0% rate) for any existing credit card balances that you transfer into the new account. For credit cards that have a rewards program, a common sign-up bonus is to award a fixed number of miles or points for opening a new account.
The prospect of a low or 0% interest rate (or getting thousands of points or miles...