Many of us start each New Year by making resolutions to improve ourselves. These resolutions often relate to our health or spending time with our famines. Another common type of resolution relates to matters of personal finance. Since credit card debt and spending is an ongoing problem for many individuals, improving your credit card situation can be a great personal resolution for the coming year. Reducing your level of credit card will likely be one component of your plan for the coming year, but there are also some other elements of your credit card spending and accounts that you...

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