Even if you don’t plan to use credit cards very often, there are times you’ll be glad you have them (such as when you need to rent a car or reserve a hotel room for travel). In order to ensure that this type of consumer credit is always available to you, and that you don’t pay too much for the convenience, you’ll want to have a good credit score. Furthermore, having good credit can save you many thousands of dollars when it comes time to purchasing a home.
But you don’t start off with a good credit score by default.... Articles Tagged ‘manage credit’
Advice on Simple Steps to Build Your Credit
Even if you don’t plan to use credit cards very often, there are times you’ll be glad you have them (such as when you need to rent a car or reserve a hotel room for travel). In order to ensure that this type of consumer credit is always available to you, and that you don’t pay too much for the convenience, you’ll want to have a good credit score. Furthermore, having good credit can save you many thousands of dollars when it comes time to purchasing a home.
But you don’t start off with a good credit score by default....
Tuesday, October 23rd, 2012
Even if you don’t plan to use credit cards very often, there are times you’ll be glad you have them (such as when you need to rent a car or reserve a hotel room for travel). In order to ensure that this type of consumer credit is always available to you, and that you don’t pay too much for the convenience, you’ll want to have a good credit score. Furthermore, having good credit can save you many thousands of dollars when it comes time to purchasing a home.
But you don’t start off with a good credit score by default.... Manage Your Credit
With home foreclosures skyrocketing and individuals falling behind with their credit card payments, there is no shame in asking for help.
We would all like to believe we can handle any situation, any crisis. But all too often our pride gets in the way and the hole we are in gets deeper and deeper.
If you are finding it difficult to pay your bills, talk to your family members to see if you can work out an arrangement with them. After all, your peace of mind and your health is at risk if you do nothing.
In addition, call the credit...
Wednesday, February 18th, 2009
With home foreclosures skyrocketing and individuals falling behind with their credit card payments, there is no shame in asking for help.
We would all like to believe we can handle any situation, any crisis. But all too often our pride gets in the way and the hole we are in gets deeper and deeper.
If you are finding it difficult to pay your bills, talk to your family members to see if you can work out an arrangement with them. After all, your peace of mind and your health is at risk if you do nothing.
In addition, call the credit... Request an Interest Rate Reduction
One of the primary concerns facing consumers today as a result of the economic crisis is how to save money. While some have speculated interest rates on credit cards would be lower as a result of the Federal Reserve lowering its rate, the opposite is true.
Due to the credit crunch, some banks are increasing interest rates and/or changing their terms of service. For example, one credit card company sent a notice along with the monthly bill that stated they were requiring payment of 1% of the total balance.
The notice went on to state that: “This change in...
Wednesday, February 18th, 2009
One of the primary concerns facing consumers today as a result of the economic crisis is how to save money. While some have speculated interest rates on credit cards would be lower as a result of the Federal Reserve lowering its rate, the opposite is true.
Due to the credit crunch, some banks are increasing interest rates and/or changing their terms of service. For example, one credit card company sent a notice along with the monthly bill that stated they were requiring payment of 1% of the total balance.
The notice went on to state that: “This change in... 
Loading ...
