You probably receive offers in your mailbox each month to open a new credit card account and consolidate all of your existing card balances. Sometimes the offers are quite tempting. You’ll likely be offered a very low (or even zero percent) interest rate for six months or a year for any balances that you transfer to the new account. But there are other considerations involved. Opening up a new credit card account, and potentially canceling other accounts that you may have had for many years, is a significant decision. Here is some credit card advice and tips for deciding whether credit...

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