If you search the Internet for information or articles comparing various credit card companies and their card offers, you’re sure to find a number of comparison charts. Charts are a great way to evaluate one credit card offer against another because most cards carry the same types of characteristics – interest rates, grace periods, annual fees and bonus or loyalty programs – so it’s easy to make a side-by-side comparison. But finding the right card involves more research and consideration than simply looking at one of these charts and finding the “best” offer. Instead, you’ll need to use a somewhat...

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